What to do when involved in an automobile accident

  • Call the police immediately and an ambulance if necessary.
  • Do not admit liability.
  • Record details of the accident including date, time, location, description of the accident, any injuries, etc.
  • Record details concerning the other party and vehicle, such as owner's name and address, phone number, vehicle year, make and model, plate number, and insurance policy number and company.
  • Obtain a copy of the police report from the attending officer, as this will have the accident report number for future reference.
  • Click here to view Fault Determination Rules.

These tips are only a few general rules of thumb, and may not fit all situations. Call your insurance broker for further assistance and information.

Click here for a list of insurance company contact numbers.