Cottage and Seasonal Property Insurance

Avoid coverage surprise on your cottage property. Make sure you have the following:

  • Comprehensive coverage on building and contents.
  • Replacement cost on contents.
  • Separate insurance for boats over $1,000 in value.
  • Proper insurance for boathouses, bunkies, and detached garages.
  • Enough insurance to rebuild the dwelling (brand new) in the event of total loss.
  • If ownership is shared with a family member or friend, make sure both names appear on the insurance policy.
  • If you frequently rent the cottage, make sure your insurance company is aware.

If you are unsure about your cottage insurance or if you have questions, please call our cottage experts at your nearest Neziol Insurance Group location and talk to someone who understands the special needs of cottagers. Neziol Insurance Group offers a wide variety of cottage policies from the leading insurance companies in Canada and can tailor a policy for your unique needs.

How can I reduce the cost of my cottage insurance?

  • Make sure you are receiving all the discounts you are entitled to including mature citizen, non-smoker and claim free.
  • Insure your cottage with the same company that insures your home and auto to qualify you for a multi-policy discount.
  • Increase your deductible to $1,000.

Cottage dock

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Hosting or renting through accommodation sharing websites

Hosting or renting through accommodation sharing websites

Accommodation sharing websites have been on the rise over the past few years for those seeking vacations away and for residents wishing to sublet to travellers. While these services are convenient, accommodation sharing sites aren't always clear when it comes to providing important insurance information.

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