Cottage and Seasonal Property Insurance
Avoid coverage surprise on your cottage property. Make sure you have the following:
- Comprehensive coverage on building and contents.
- Replacement cost on contents.
- Separate insurance for boats over $1,000 in value.
- Proper insurance for boathouses, bunkies, and detached garages.
- Enough insurance to rebuild the dwelling (brand new) in the event of total loss.
- If ownership is shared with a family member or friend, make sure both names appear on the insurance policy.
- If you frequently rent the cottage, make sure your insurance company is aware.
If you are unsure about your cottage insurance or if you have questions, please call our cottage experts at your nearest Neziol Insurance Group location and talk to someone who understands the special needs of cottagers. Neziol Insurance Group offers a wide variety of cottage policies from the leading insurance companies in Canada and can tailor a policy for your unique needs.
How can I reduce the cost of my cottage insurance?
- Make sure you are receiving all the discounts you are entitled to including mature citizen, non-smoker and claim free.
- Insure your cottage with the same company that insures your home and auto to qualify you for a multi-policy discount.
- Increase your deductible to $1,000.
Home Insurance Products
If you are an Economical Insurance policyholder, you should be aware that Economical is proceeding with the process to demutualize. Click here to learn more about how these planned changes will impact you.